e-loan by winbank

The Piraeus Bank e-loan is a personal loan that you can get without visiting the Bank exclusively through the winbank web banking service.

By following 3 simple steps, you can design the loan that suits your needs (amount, duration, installment), register the application from the sofa of your home and see the money credited to your account without having to go to any bank branch!

What do you earn?

  1. You don't need to go to the Bank.
  2. This particular product was created to save you time and... effort. With three simple steps, you register your application at any time and withdraw.
  3. You have the possibility to plan your loan. Through a special calculator you can configure the amount, duration and installment of the loan according to your needs.
  4. You can submit the application whenever you want, wherever you are, as long as you have the necessary supporting documents with you. You confirm the details, attach the documents and the loan application is ready.
  5. The Bank rewards you with 20,000 yellows when the loan is disbursed, as long as you are a member of the yellow reward program.
  6. Through sms on your mobile phone and notifications in winbank, you receive full information on all stages of the process.
  7. The loan forms are sent to your e-mail.
  8. You contribute to saving paper and reducing the environmental footprint.

What to watch out for

⚠️ We'll say it again. The fact that the process becomes much easier does not mean that you will get the loan more easily since the credit criteria of the Bank apply.

⚠️ Repayment is made in monthly interest-bearing installments and is carried out by debiting the deposit account that has been declared when submitting the application.

⚠️ The e-loan is aimed at winbank customers aged 18-70 (at the end of the loan), who: declare permanent residence in Greece, have a Greek identity card, have a unique tax residence in Greece and are not nationals or tax payers in USA.

⚠️ There is a request examination fee which amounts to €200 and the charge is made to the loan account with the disbursement.

The expert's opinion

💡 Finally a loan that obeys the rules of the digital age, at least in terms of its central idea!

In any case, being able to get a loan by avoiding a visit to a bank branch is positive and gets you out of a lot of trouble, and even more so in the time of the pandemic.

With the e-loan, technology is used for the benefit of both consumers and banks.

❗ The fact that the process becomes much easier does not mean that you will get the loan more easily since the credit criteria of the Bank apply.

You can see more details and submit your application here .